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Terms of the Acquirer

Slatpay adheres to all regulations set forth by its acquirer, including the list of prohibited terms and products dictated by the acquirer. As a platform, Slatpay is obliged to adhere to these terms without negotiation. Any products violating the rules outlined below are deemed illegal and will be promptly banned from the platform. We kindly request that you refrain from creating products falling within the following segments.

Prohibited Businesses

You must not use Slatpay’s services for any illegal activities or for the businesses or product types listed below. The types of businesses listed here are representative of prohibited categories, but this is not an exhaustive list.

Any illegal products and services Illegal drugs, substances designed to mimic illegal drugs (including kava)

Equipment and items intended to be used for making or using drugs

Fake references or ID-providing services

Telecommunications manipulation equipment, including jamming devices

Businesses that engage in, encourage, promote, or celebrate unlawful violence or physical harm to persons or property

Businesses that engage in, encourage, promote, or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic

Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to

Adult content and services (See the FAQs for additional details)

Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features

Adult video stores

Gentleman's clubs, topless bars, and strip clubs

All online dating services

Pornography and other mature audience content (including literature, imagery, and other media) depicting nudity or explicit sexual acts

Any artificial intelligence-generated content that meets the above criteria

Content creation

Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page

Debt relief services:

Services related to debt settlement, negotiation, or consolidation. Gambling:

Games of chance, including internet gambling, casino games, sweepstakes, and contests with monetary or material rewards.

Skill-based games with monetary rewards, such as video game tournaments or board game competitions.

Entry fees promising prize winnings.

Sports forecasting with prizes.

Lotteries and bidding fee auctions.

Government services:

Offering services on behalf of embassies or consulates.

Unauthorized government service offerings or misleading claims.

Disbursement of government financial support without proper authorization.

Identity protection:

Identity theft monitoring and recovery services.

Intellectual property rights infringement:

Unauthorized sale or distribution of licensed materials like music, movies, or software.

Counterfeit goods.

Illegal import or export of products.

Unauthorized sale of brand-name or designer products.

Any activities facilitating trademark, patent, copyright, trade secret, or privacy rights infringement.

Legal services:

Bankruptcy attorneys.

Bail bond services.

Law firms collecting funds for purposes other than legal service fee payments.

Lending and credit:

Loan repayments using credit cards.

Credit monitoring, repair, and counseling services.


Cannabis products and dispensaries.

CBD products exceeding local THC limits, including CBD edibles. Hydroponic equipment for marijuana cultivation.

Courses and information on growing marijuana.

Nutraceuticals and pseudo-pharmaceuticals:

Products focused on significant weight loss or sexual performance.

Products making unsupportable or harmful claims.

Non-fiat currency:

Cryptocurrency mining and staking.

Initial coin offerings (ICOs).

Secondary sales of non-fungible tokens (NFTs).


Commercial airlines and cruise lines.

Timeshare services.

Unfair, deceptive, or abusive acts or practices:

Pyramid schemes.

Multi-level marketing services based on commission or recruitment.

"Get rich quick" schemes promising high rewards with minimal effort.

Businesses making exaggerated claims, using deceptive testimonials, or employing high-pressure sales tactics.

Offering unrealistic incentives or rewards to entice purchases.

Services with no added value to the buyer.

Sales of online traffic or engagement.

Negative option marketing, membership clubs, and trials with unclear pricing.


Predatory mortgage consulting.

Investment opportunities with low or no money down.

Suspicious remote technical support.

Door-to-door sales.

Document falsification services.

Any other businesses engaging in unfair, deceptive, or predatory practices.

Weapons, firearms, explosives, and dangerous materials: Guns, ammunition, fireworks, and explosives.

Firearm components and conversion kits.

Replicas of modern firearms not properly marked.

Pepper spray, stun guns, and other self-defense items.

Swords and katanas, except for replicas or martial arts practice.


Concealed knives and knives with quick deployment mechanisms.

Pesticides requiring professional application.

Research chemicals.

Toxic, flammable, combustible, or radioactive materials.

Goods prohibited from mailing by the United States Postal Service.

Prohibited Uses of Slatpay Products:

Utilizing Slatpay products with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, business nature, or any other requested details by Slatpay. Any changes to your personal or business information must be promptly reported to Slatpay.

Facilitating transactions on behalf of undisclosed merchants or for undisclosed products or services not specified in the business’s Slatpay account application.

Primarily using Slatpay as a virtual terminal (e.g., manually inputting card information to process transactions). Processing transactions without the sale of bona fide goods or services, or accepting donations, including card testing. Attempting to evade card network chargeback monitoring programs.

Engaging in cross-border acquiring where the merchant's business address is outside the jurisdiction of the acquiring Slatpay entity, unless permitted by card network rules. Sharing cardholder information with other businesses for payment or cross-selling products or services.

Using Slatpay intellectual property without prior written consent, including the Slatpay name or logo, in a manner inconsistent with the Slatpay Marks Usage Agreement, or in any way that may harm Slatpay or its brand. This includes actions implying false endorsement or affiliation with Slatpay.

Prohibitions for Slatpay Issuing Products:

Consumer Use

Consumer use of Slatpay Issuing involves creating an Issuing card to facilitate payments for personal, family, or household use, including:

Providing a payment method loaded with or accessing consumer funds

Issuing cards for payroll or payouts

Any other activities enabling payments using consumer funds directly or indirectly

International Use

Upon signing up for Slatpay Issuing, you must provide Slatpay with your business's location, the physical address of your beneficial owners, and the jurisdiction of your business registration. Slatpay requires that the business's physical location, jurisdiction of registration, and the physical address of at least one beneficial owner align. Additionally, Issuing cards should primarily be used within the same jurisdiction.

Lending Use

You cannot utilize Slatpay Issuing to extend credit to customers using your funds unless you possess appropriate licensing and have received explicit consent from Slatpay for this purpose.

Other Abusive Use

Any other abusive use of Slatpay Issuing, including:

Abusing free trial products on a large scale using Issuing cards Purchasing in-demand items or services with the sole intent to resell them for profit (e.g., retail scalping)

Using Issuing cards for illegitimate purposes


Users of Slatpay Issuing must adhere to US compliance guidelines (or refer to specific EU and UK guidelines). Slatpay's compliance teams may request updates to marketing materials or aspects of the user experience to ensure compliance with federal, state, or local laws and regulations. Failure to comply within specified time frames may lead to closure of your Slatpay account.


If there is no activity on all cards associated with an account for 12 consecutive months, Slatpay automatically closes the Issuing account.

Integration Type

If you intend to enable customers to use Slatpay Issuing to create cards for their employees or contractors, you must implement Slatpay Issuing on Connect. For example, platforms seeking to allow customers to create cards for business travel or marketing expenses must create a Connect Account for each customer. Please consult Slatpay for guidance on the correct integration type for your business.